Justin Romero

To prepare for open enrollment, group health plan sponsors should be aware of the legal changes affecting the design and administration of their plans for plan years beginning on or […]

While individuals might have prescription coverage through their employer-sponsored health plans, they might still face high costs for their medications depending on the drug they’re prescribed and what kind of

Everyone knows someone who has been afflicted with the COVID-19 virus and lost time on their job, lost their job or died in a hospital, gasping for breath. The pandemic

In July 2021, the Internal Revenue Service (IRS) issued an early release draft of Form 1095-C—an important ACA reporting document. While not ready for publication and use just yet, human resources

Passed as part of the Consolidated Appropriations Act of 2021 (CAA), the No Surprises Act is a piece of legislation that is designed to limit or eliminate “surprise” medical costs

Compliance is one of the most important and complex topics that HR professionals face in their work. Navigating compliance requires immense time and attention to detail, even before the pandemic. With so

When an employee experiences a life event such as the birth or adoption of a baby or a marriage, chances are they’re not immediately thinking about how it impacts their

Changing life events in the middle of the year usually mean changes to your health insurance plan. If an employee enrolls in a high-deductible health plan (HDHP) mid-year, how does

Workplace illnesses and injuries are probably the last things employers want to think about, but they must be prepared in the event of a workplace incident. From what the form

As the COVID-19 pandemic winds down in the United States, more than two dozen states have elected to suspend or opt-out of offering federal unemployment supplements. Find out why many states, employers,