Blue Cross NC and the NC Chamber have partnered to launch Carolina HealthWorks, a health plan structure exclusively for employers (2 to 50 employees) who are members of the NC Chamber or participating local chambers.
Key Features & Benefits
- Access to multiple plan options including HSA-eligible plans, plans with no deductible or coinsurance, dental, and vision coverage
- Fixed monthly payments that cover claims, plan admin, and stop-loss funding — gives you predictability instead of surprise rate jumps
- Risk-based pricing (instead of pure community rating) offers potential savings if your group is relatively healthy
- Broad provider network: over 2 million doctors and hospitals nationwide, and coverage in 190+ countries/territories
- Wellness programs like Blue Rewards and Blue365 included at no additional cost
Eligibility
- Employer must have 2 to 50 eligible employees
- Business must be headquartered in North Carolina
- Must be a member of the NC Chamber or a participating local chamber of commerce
If you are already a member of the NC Chamber or a participating local chamber of commerce, you are eligible to explore these plans. If not, joining a local chamber (that participates) could unlock this access for you. You can find the list of participating local chambers here: NC Chamber Local Chambers
If you would like help reviewing whether Carolina HealthWorks makes sense for your company or comparing proposals, just reach out and I am happy to walk you through the options.
