Navigating Back-to-School Season: Health Insurance Tips for Employees

As the summer days wind down, it’s that time of the year again when kids prepare to head back to school. While this transition can be exciting, it’s also essential to ensure that your family’s health and well-being are well taken care of. At CBS, we understand the importance of having a healthy and productive workforce, which is why we want to provide you with some valuable tips on how to make the most of your health insurance coverage as your children return to school.

1. Check Vaccination Coverage: As kids return to the classroom, safeguarding their health through vaccinations becomes a top priority. Review your health insurance policy to confirm the coverage for routine vaccinations. Ensuring your child is up-to-date with immunizations can help prevent the spread of diseases in the school environment.

2. Know Emergency Medical Coverage: Kids being kids, accidents can happen. Whether it’s a playground mishap or a sports-related injury, having a clear understanding of your health insurance’s emergency medical coverage can bring peace of mind. Familiarize yourself with the procedures for seeking medical care in case of an unexpected situation.

3. Access to Preventive Care: Regular check-ups and screenings play a pivotal role in maintaining your child’s health. Many health insurance plans offer coverage for preventive care services, such as annual physicals and dental check-ups. Utilize these services to catch any potential health issues early on.

4. Mental Health Support: The school environment can sometimes lead to stress and anxiety in children. Check if your health insurance includes coverage for mental health services. Having access to counseling and therapy can assist your child in navigating emotional challenges effectively.

5. In-Network Providers: Before the school year starts, take a moment to review the network of healthcare providers covered by your insurance plan. This will help you find nearby doctors and specialists for routine check-ups or any health concerns that may arise during the school year.

6. Managing Chronic Conditions: If your child has a chronic health condition, ensure that your health insurance covers the necessary treatments and medications. Share relevant medical information with the school nurse and teachers to guarantee proper care and support for your child during the school day.

7. Stay Informed about COVID-19 Guidelines: Given the ongoing pandemic, stay updated on your health insurance’s coverage related to COVID-19 testing, treatment, and vaccinations. Having this information at hand will be invaluable as you navigate any health concerns related to the virus.

8. Utilize Health and Wellness Resources: Explore any additional resources offered by your health insurance provider. This could include wellness programs, online tools, and educational materials that promote healthy living for your entire family.

As we gear up for another school year, taking proactive steps to ensure your child’s health and well-being is paramount. At CBS, we are committed to supporting you on this journey. Should you have any questions about your health insurance coverage or need assistance with navigating your policy, our HR team is here to help.

Wishing you and your family a smooth and healthy transition back to school!

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212 Main Street, Davidson, NC 28036